
Here’s an overview of what your clients on Medicare can anticipate for premiums and deductibles in 2022:
- Standard Part B premium – $170.10/month (see IRMAA chart below)
- Largest dollar increase in the programs history – $21.60 per month / 14.50%
- Largely due to CMS setting aside money in its reserves in the event it decides that Medicare will cover the controversial new Alzheimer’s drug – Aduhelm
- Compare that to 2022 Social Security COLA increase of 5.90% – Which is largest in 30 years
- Part A premium for those not eligible for zero premium
- $274/month – 30-40 quarters of employment
- $499/month – less than 30 quarters of employment
- Annual Part B deductible – $233/month

This chart reflects the surcharges high-income people pay in addition to their Part B and Part D premiums. The Social Security Administration (SSA) makes the determination about whether or not someone is subject to IRMAA based on the income reported on their tax return looking back two years. For 2022, SSA will look back to the 2020 Modified Adjusted Gross Income.
A re-determination request can be filed if your client has had a life-changing event that has subsequently reduced their income. Examples are: Retirement, reduction in work hours, divorce, widowed and others specified by SSA.
Source – Healthcare Benefit Services
If you, a family member or friends are in need of support for healthy aging, contact us, we are here to guide you in navigating your roadmap to aging well.
Author
Cindy Koch, MA
Certified Placement & Referral Specialist (CPRS) | Owner
Aging at 5280 is here to help elders and their families navigate through the healthcare system and customize a plan to meet their needs.
The Roadmap to Aging Blog
In addition to our blog, check out our senior resources on aging.
October 23, 2023
The Benefits of Aging: It’s Not Just a Myth
Exploring some of the common myths of aging as well as the advantages and why it’s important to embrace the aging process.
0 Comments7 Minutes
September 8, 2023
It’s Fitness for a Lifetime, not just Senior Fitness
Choosing a senior fitness activity that you know you can stick with will increase your chances of success. It's about fitness for a lifetime.
0 Comments7 Minutes
August 17, 2023
Active Aging – Living a Fulfilling Life in your Golden Years
Let's explore the concept of active aging and provide practical tips for living a fulfilling life in your senior years.
0 Comments6 Minutes